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Sekolah Manajemen Perhotelan IHS
Sekolah Manajemen Perhotelan IHS adalah Sekolah Institusi Pendidikan Perhotelan hadir untuk dapat melaksanakan misi dan fungsinya sebagai pendidik dan memenuhi tantangan kebutuhan tenaga-tenaga profesional di bidang Hospitality & Tourism Industry.
Sekolah Manajemen Perhotelan IHS
Sekolah Manajemen Perhotelan IHS
Sekolah Manajemen Perhotelan IHS
Sekolah Manajemen Perhotelan IHS
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Century 21 Broker Properti Jual Beli Sewa Rumah Indonesia
Century 21 Broker Properti Jual Beli Sewa Rumah Indonesia adalah wadah bagi anda yang ingin mengetahui perihal properti rumah dan jual beli serta sewa rumah di indonesia. Sekilas apa itu broker, broker biasanya di indonesia lebih dikenal dengan istilah makelar yang biasa sebagai perantara atau pelaku jual beli. Properti sendiri biasa disamakan dengan aset atau kepemilikan sesuatu dan lainnya. Jual beli rumah atau hanya sekedar sewa rumah memiliki prospek cerah saat ini mengingat semakin bertambah banyaknya jumlah penduduk di indonesia.Read more about Century 21 Broker Properti Jual Beli Sewa Rumah Indonesia by allshare zone
Website : http://onyxblog94.blogspot.com/2011/11/century-21-broker-properti-jual-beli_12.html
Blog : Century 21 Broker Properti Jual Beli Sewa Rumah Indonesia
Website : http://onyxblog94.blogspot.com/2011/11/century-21-broker-properti-jual-beli_12.html
Blog : Century 21 Broker Properti Jual Beli Sewa Rumah Indonesia
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what is the insurance function. ? - Know more here
Insurance function can be classified in three functions, namely a primary function, function, and other related subsidiary function
Primary function (primary function)
Risk Transfer
Insurance is a risk transfer mechanism, where individuals or entities can definitely something that does not divert to other parties, with the amount of premium is relatively small compared with possible losses, the uncertainty of those losses to the insurance diahlihkan.
Common Pool
In the early onset of marine insurance, the traders at that time agreed to contribute to the losses (due to the risk of sea) experienced by a person in between them. Such practices are not fully transfer risk but only reduce the risk.
In its development contribution is set at the beginning before any harm, so that each can know exactly the load contributions, namely the so-called premium pay. Premiums are received and collected in a fund or pool, and was developed to overcome the claim occurred.
Equitable premiums
Assuming that the transfer of risk has been done through a common pool, the main function of the third is the contribution payable by each participant must be fair.
Level of risk experienced by each participant may differ, for example for buildings made of wood have a higher level of risk compared with buildings of stone. Drivers who are 18 years of higher risk compared with drivers aged 50 years. Likewise, the value of goods insured is not always the same. Differences regarding the level of hazard and the consequences it will bring big contributions (premiums) charged. Things like these are now the basis of the underwriters in setting premium rates.
Subsidiary function (secondary function)
Stimulus to business enterprise
Function as a driver of business reflected in the activities of insurance investments from the insurance fund. In addition to the insurance can give investors the courage to build a new business or expand their business.
Loss prevention
Labor insurance surveyors much training and experience in identifying a risk of making himself has the ability to provide loss prevention advice.
Loss prevention functions as reflected in the advice direkomendir by an insurance surveyor to do the things that can prevent loss.
Theft insurance surveyors can advise on the installation of detectors that can prevent or hinder thieves.
Surveyor liability insurance (liaiblity insurance) can provide advice in the prevention of public claims due to working conditions or the production
Loss Control
Recommendations from an insurance surveyor is not just limited to the prevention of loss but also provide recommendations for ways to reduce losses. Advice to meet the requirements of building construction, installation of sprinklers, alarms, an attempt to control the losses if the risk occurs.
Surveyors may not be able to prevent the thief entered, but the surveyor can suggest something that may limit, complicate, impede, or slow down a thief.
Social benefits (social benefits)
Claims paid by insurance enables entrepreneurs to rebuild the factory / business, so as to avoid any layoffs due to factory on fire.
Insurance activity in itself create jobs.
Through insurance, can be provided funds to address social problems, such as satuanan the disabled, widows, orphans.
Savings (savings)
In life insurance products in particular guarantee the payment of endowment insurance either dead or alive at the end of the contract, the payment received by the insured at the end of the contract is basically an accumulation of premiums plus interest.
Other related function
Investment funds (investment of funds)
The set of insurance funds (premiums) are earmarked to pay claims, is a source of investment funds that give rise to investments in money market and capital markets.
Service revenue (invisible earnings)
Insurance and reinsurance transactions occur in a wide range between countries.
A country that a lot of premium income received from other countries is income country concerned of trade in services.
In Indonesia, the opposite is true. Insurance companies in Indonesia that puts a lot of reinsurance abroad, so the balance of our trade deficit because it is the acceptance for payment of premiums abroad and spending for Indonesia.
The reason, among others:
lack of technology and knowledge
lack of integrity of the insurance business
Insurance companies in Indonesia to pay claims from the reinsurance overseas so that the function of the insurance company only as an agent / broker only.
minded consumers are still abroad (lack of nationalism), so selecting an insurance company abroad.
Primary function (primary function)
Risk Transfer
Insurance is a risk transfer mechanism, where individuals or entities can definitely something that does not divert to other parties, with the amount of premium is relatively small compared with possible losses, the uncertainty of those losses to the insurance diahlihkan.
Common Pool
In the early onset of marine insurance, the traders at that time agreed to contribute to the losses (due to the risk of sea) experienced by a person in between them. Such practices are not fully transfer risk but only reduce the risk.
In its development contribution is set at the beginning before any harm, so that each can know exactly the load contributions, namely the so-called premium pay. Premiums are received and collected in a fund or pool, and was developed to overcome the claim occurred.
Equitable premiums
Assuming that the transfer of risk has been done through a common pool, the main function of the third is the contribution payable by each participant must be fair.
Level of risk experienced by each participant may differ, for example for buildings made of wood have a higher level of risk compared with buildings of stone. Drivers who are 18 years of higher risk compared with drivers aged 50 years. Likewise, the value of goods insured is not always the same. Differences regarding the level of hazard and the consequences it will bring big contributions (premiums) charged. Things like these are now the basis of the underwriters in setting premium rates.
Subsidiary function (secondary function)
Stimulus to business enterprise
Function as a driver of business reflected in the activities of insurance investments from the insurance fund. In addition to the insurance can give investors the courage to build a new business or expand their business.
Loss prevention
Labor insurance surveyors much training and experience in identifying a risk of making himself has the ability to provide loss prevention advice.
Loss prevention functions as reflected in the advice direkomendir by an insurance surveyor to do the things that can prevent loss.
Theft insurance surveyors can advise on the installation of detectors that can prevent or hinder thieves.
Surveyor liability insurance (liaiblity insurance) can provide advice in the prevention of public claims due to working conditions or the production
Loss Control
Recommendations from an insurance surveyor is not just limited to the prevention of loss but also provide recommendations for ways to reduce losses. Advice to meet the requirements of building construction, installation of sprinklers, alarms, an attempt to control the losses if the risk occurs.
Surveyors may not be able to prevent the thief entered, but the surveyor can suggest something that may limit, complicate, impede, or slow down a thief.
Social benefits (social benefits)
Claims paid by insurance enables entrepreneurs to rebuild the factory / business, so as to avoid any layoffs due to factory on fire.
Insurance activity in itself create jobs.
Through insurance, can be provided funds to address social problems, such as satuanan the disabled, widows, orphans.
Savings (savings)
In life insurance products in particular guarantee the payment of endowment insurance either dead or alive at the end of the contract, the payment received by the insured at the end of the contract is basically an accumulation of premiums plus interest.
Other related function
Investment funds (investment of funds)
The set of insurance funds (premiums) are earmarked to pay claims, is a source of investment funds that give rise to investments in money market and capital markets.
Service revenue (invisible earnings)
Insurance and reinsurance transactions occur in a wide range between countries.
A country that a lot of premium income received from other countries is income country concerned of trade in services.
In Indonesia, the opposite is true. Insurance companies in Indonesia that puts a lot of reinsurance abroad, so the balance of our trade deficit because it is the acceptance for payment of premiums abroad and spending for Indonesia.
The reason, among others:
lack of technology and knowledge
lack of integrity of the insurance business
Insurance companies in Indonesia to pay claims from the reinsurance overseas so that the function of the insurance company only as an agent / broker only.
minded consumers are still abroad (lack of nationalism), so selecting an insurance company abroad.
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The Cheaper Car Insurance
Cheap Car Insurance for Everyone!
Do you wish auto insurance providers offered more flexible payment programs? Don’t you think someone should offer cheap auto insurance online to people who need it?
We agree, and we’re committed to helping you create some space in your budget with an affordable auto insurance policy. The General has a cheap, flexible plan for everyone - including:
- New car owners
- Drivers with a history of driving violations or accidents
- Drivers with lapsed insurance policies
- Individuals with less than perfect credit
- Anyone looking for a more affordable car insurance policy
Flexible Insurance Policies and Payment Plans
We can help you get the coverage you need at a price you can afford. The General not only makes insurance policies affordable, we also make them easy to pay.
We’re committed to providing low down payments options, and our payment plans provide you with flexibility in selecting a payment schedule. Plus we offer both 12-month and 6-month policies, as well as monthly payment plans for all customers.
Get a Free Quote, Pay Online, Get Instant Proof of Insurance
Once you see how affordable a policy is, you can pay your premium online and even print out your proof of insurance card.
Protect yourself and other drivers with a low cost insurance policy that will pay for itself time and time again by offering you peace of mind. Find out exactly how low your down payment can be - get a free auto insurance quote online in less than 2 minutes. No personal information required.
Frequently Asked Payment/Payment Plan Questions
What payment plans does The General® offer? We offer monthly payment plans for all customers. We will show you how much your initial down payment would be and what your subsequent monthly payments will be with your free quote.
Can my payments be automatically charged to my credit/debit card or withdrawn from my bank account each month? Yes! We give you the ability to “Auto Debit” your policy each month using a credit/debit card (Visa, Mastercard, AMEX, Discover) or bank account. This saves you time and ensures that your policy is paid and intact. Set it once and don’t ever worry about it again.
Can I make my monthly payments online? Yes! We make paying your policy online convenient and fast. Just select the tab “Manage My Policy” from our home page to make monthly payments via credit/debit card or bank draft. It’s that easy!
Do I get a discount if I pay my policy in full? Yes, we offer a discount to customers who pay in full in most states. Where applicable, discounts are offered to customers who pay their policies in full for both 12-month and 6-month policies. In addition, some states offer discounts when choosing to pay quarterly.
Ready to get started? Get an instant auto insurance quote in less than 2 minutes- with no personal information required.
( source : http://www.thegeneral.com/car-insurance/basics/cheap-flexible/ )
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Lists of Indonesia Auto Insurance
Public Protection:
Accident: collision, crash, overturned, slid
Misconduct: theft, robbery, riots, terrorism
Natural disasters: floods, hurricanes, earthquakes, lightning strike
Accident: collision, crash, overturned, slid
Misconduct: theft, robbery, riots, terrorism
Natural disasters: floods, hurricanes, earthquakes, lightning strike
===============================================================
ABDA Auto Insurance | |
Company | PT Asuransi Bina Dana Arta Tbk. |
Website | www.abdainsurance.co.id |
Phone | (021) 51401688 |
ACA Auto Insurance | |
Company | PT. Asuransi Central Asia |
Website | www.aca.co.id |
Phone | (021) 56998288 |
Allianz Auto Insurance | |
Company | PT Asuransi Allianz Utama Indonesia |
Website | www.allianz.co.id |
Phone | (021) 2926 9999 |
Autocillin Auto Insurance | |
Company | PT. Asuransi Adira Dinamika |
Website | www.asuransi.adira.co.id |
Phone | (021) 390 3456 |
AXA Auto Insurance | |
Company | PT. Asuransi AXA Indonesia |
Website | www.axa-insurance.co.id |
Phone | (021) 579 367 70 |
Bringin General Auto Insurance | |
Company | PT. Asuransi Bringin Sejahtera Artamakmur |
Website | www.bringininsurance.com |
Phone |
Garda Oto Auto Insurance | |
Company | PT. Asuransi Astra Buana |
Website | www.asuransi.astra.co.id |
Phone |
Intra Asia Auto Insurance | |
Company | PT. Intra Insurance |
Website | www.intra-insurance.com |
Phone |
JaPro Car Auto Insurance | |
Company | PT. Asuransi Jaya Proteksi |
Website | www.jayaproteksi.com |
Phone |
Jasindo Oto Auto Insurance | |
Company | PT. Asuransi Jasa Indonesia |
Website | www.jasindo.co.id |
Phone |
JP-ASTOR Auto Insurance | |
Company | PT. Asuransi Jasaraharja |
Website | www.jasaraharja-putera.co.id |
Phone |
Magic Car Auto Insurance | |
Company | PT. LIG Insurance Indonesia |
Website | www.lig.co.id |
Phone |
Magna Mobil Auto Insurance | |
Company | PT. Asuransi Multi Artha Guna |
Website | www.mag.co.id |
Phone |
Mega Mobil Auto Insurance | |
Company | PT. Asuransi Umum Mega |
Website | www.megainsurance.co.id |
Phone |
Mitsui Sumitomo Indonesia Auto Insurance | |
Company | PT. Asuransi MSIG Indonesia |
Website | www.msig.co.id |
Phone |
Mobil Koe Auto Insurance | |
Company | PT. Asuransi Umum Bumiputeramuda 1967 |
Website | www.bumida.co.id |
Phone |
Rama Auto Insurance | |
Company | PT. Asuransi Rama Satria Wibawa |
Website | www.ramains.com |
Phone |
Simas Mobil Auto Insurance | |
Company | PT. Asuransi Sinar Mas |
Website | www.sinarmas.co.id |
Phone |
Takaful Auto Insurance | |
Company | PT. Syarikat Takaful Indonesia |
Website | www.takaful.com |
Phone | (021) 799 1234 |
Wahana Tata Auto Insurance | |
Company | PT. Asuransi Wahana Tata |
Website | www.aswata.co.id |
Phone |
Zurich Auto Insurance | |
Company | PT. Zurich Insurance Indonesia |
Website | www.zurich.co.id |
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Types of Forex Chart
Now we discuss the types of graphs, there are four different types of graphs, namely: Candlestick, Bar Chart, Line chart, dot chart
Let us focus on the candlestick, as the most widely using that, and honestly I just understand that it wrote. This is a graph Candlestick
way of reading
way of readingLet us focus on the candlestick, as the most widely using that, and honestly I just understand that it wrote. This is a graph Candlestick
way of reading
H = the highest price / high
L = lowest price / low
O = initial price / open
C = final price / close
In conclusion
If candlesticknya white (white color in Marketiva, on the other broker is usually the price rises and price drops blue red) means the closing price is greater than the opening price, and that means prices are rising
If candlesticknya Black color means the closing price is smaller than the opening, which also means prices are down
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